Gesundheitsfonds und morbiditätsorientierter Risikostrukturausgleich

SummaryThe Gesundheitsfonds (national health fund) was established in Germany on January 1st, 2009, in combination with the morbiditybased risk structure equalization (RSA) in order to manage the cash flow between the statutory health insurances. The RSA equalizes income differences due to the varying levels of contributory income of the members of a health insurance (basic wage totals) and expenditure differences due to varying distribution of morbidity risks across different health insurances, as well as the varying numbers of non-contributing insured family members. Additionally, insured persons are allocated…